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Hire Purchase

Hire Purchase agreements enable you to own equipment and pay for it over time. 

It keeps your capital expenditure down, but allows you to invest in new or used equipment to keep you productive from day one of the agreement.

Hire Purchase Benefits

  • You can claim ownership tax benefits, including depreciation and interest expenses
  • You can finance new and used equipment
  • Cat Financial frequently offer special promotional rates  
  • Cat Financial offers you the lowest total acquisition cost option
  • Take your pick from flexible down payment options – cash, trade-in or rental equity

Hire Purchase Options

  • Available are a number of different flexible payment plans
  • You can make monthly, quarterly, semi-annual and annual payments
  • If you make monthly payments, you can opt for a skip payment plan (up to 3 per year) to help manage your cash flow
  • We can offer maintenance programmes and extended protection packages
  • For new equipment, there are repayment schedules from 12 to 60 months.  Cat Financial consider longer terms on request
  • For used equipment, there are repayment schedules from 12 to 48 months.  Cat Financial consider longer terms on request
  • Finance rates are fixed, but will consider floating rates on request

Hire Purchase Quote

So let us help you to get working now.  Request Quote. 

Operating Lease

Off balance sheet funding with low fixed payments. Frees you from the risk of losing its value.

Learn More

Finance Lease

Offset the cost of the instalments against taxable profits.

Learn More

Compare Products

Compare all of Cat Financial's products.

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Request a Quote

Let us help you secure flexible finance geared to your needs.

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