Cat® Financial Cat Card


Benefits of Cat Card

Running a business requires flexibility. It also requires resources that you can count on when you need them. With your Cat Financial Cat Card, you get both.

The Cat Card is a line of credit that lets you pay for parts, service, attachments, and rentals now or later.

The Cat Card has always been the fast, easy way to pay for parts, service, rentals and more. Among the benefits you will enjoy are: 

  • No annual fee
  • Competitive rates
  • Flexible payment terms
  • Access to special offers
  • Multiple users under one account
  • Expense tracking by job
  • Enjoy 1% rewards on all qualifying purchases

Finance smarter with 0% for 6 months & no minimum payment*

Here's an exclusive offer for Cat Card holders: For a limited time, purchase qualifying new or Cat Reman parts and get 0% for six months, with or without service. No minimum payment required.*

Apply now

Whatever you need, the Cat Card has you covered with a variety of flexible financing options:

  • Two 6 month payments:
    • 6 level payments or
    • 0% interest and no payments for 6 months.
  • 12 monthly equal payments at 0% interest.
  • 18 monthly equal payments at 1.9% interest.
  • 24 monthly equal payments at 3.9% interest.
  • 36 monthly equal payments at 4.9% interest.

Subject to credit approval. View *Terms and Conditions for more details.

Earn 1% Cat Card Rewards


Unlock Special Offers


Dedicated Support







Finance smarter with 0% for 6 months & no minimum payment*

Here's an exclusive offer for Cat Card holders: For a limited time, purchase qualifying new or Cat Reman parts and get 0% for six months, with or without service. No minimum payment required.*

Apply now

*OFFER TERMS & CONDITIONS
Offer valid through December 31, 2022. Financing is subject to credit approval for customers who qualify through Cat Financial. Not all buyers will qualify. Offer subject to change without prior notice. Additional terms and conditions may apply. A $1,000 minimum purchase invoice is required unless otherwise stated. Rental transactions do not count toward $1,000 minimum. Offer does not apply to Purchases subject to invoice billing (see your Cat Card agreement for invoice billing terms).