Own It Your Way with Flexible Purchasing from Finning
Tailored options for equipment, parts, and service purchasing — on your terms.
Explore Equipment OptionsFinning Puts the Flex in Flexible








Running a business comes with its own set of challenges, but purchasing equipment shouldn’t be one of them. At Finning, we offer a range of purchasing solutions tailored to your needs, ensuring you get the right equipment without the hassle. From flexible payment plans to trade-in options, we make the process straightforward and stress-free, so you can focus on what matters most – growing your business.
Find the Right Fit for Your Fleet
Whether you're expanding, upgrading, or just getting started, Finning offers flexible solutions to help you get the equipment you need — on your terms.
Great deals with 0% financing on select items.
Take advantage of competitive financing rates, including 0% for up to 60 months on select Cat® machines. Plus, enjoy no annual fee and 0% financing on purchases with the Cat Card. Get the gear you need — without the financial strain.
Rent now, own later — payments go toward your purchase.
With Finning’s RPO, you can rent the equipment you need today and apply your monthly payments toward a future purchase. Lock in a fixed price and buy when the time is right — during or at the end of your rental term. It’s flexibility with a path to ownership.
Tailored lease options to match your business.
Choose from finance leases for eventual ownership or operating leases for lower monthly payments and easy upgrades. We also offer seasonal and Flex Rent leases to align with your project timelines and cash flow. Lease with confidence — and flexibility.
Turn old gear into new opportunities.
Upgrade your fleet by trading in your used equipment for credit toward your next Cat machine. It’s a cost-effective way to stay current with the latest technology and performance.
We sell your equipment for you — hassle-free!
Let Finning handle the sales process for you. With our consignment program, you retain ownership until your equipment is sold, and we take care of the rest. Get paid after the sale, minus a small commission.
Inspected and reliable. Big value, lower cost.
Explore our wide selection of used equipment from top manufacturers. Every unit is thoroughly inspected, and many come with dealer repairs for added peace of mind. Get the performance you need at a price that works.


Use the Cat Commercial Card to Buy Parts, Pay for service, attachments, rentals, rebuild your equipment and more.
The Cat® Card account has no annual fee, allows you to expense track by job, and is the fast, easy way to pay for qualifying parts, services, extended protection, rentals and more.* With competitive rates, special offers and reward points1 on every qualifying purchase, the Cat Card is the simple solution for your business needs. Shop today on parts.cat.com, with your Cat dealer or at The Cat Rental Store.
BENEFITS OF CAT CARD
- No annual fee
- Competitive rates
- Flexible payment terms
- Access to special offers
- Multiple users under one account
- Expense tracking by job
- Enjoy 1% rewards on all qualifying purchases
EFFORTLESS EQUIPMENT FINANCING
“As a small business owner, time is my most valuable asset. That’s why I trust Finning to handle my equipment financing quickly and efficiently, letting me focus on what I do best – running my business!” – Trent Dreger (LMC Equipment)
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