Operating Lease

If you need high value assets or specialist equipment for your business, but want to remove the risk of its depreciating value, then an Operating Lease is the answer.

This option makes Cat Financial the owners of the equipment and frees you from the risk of its depreciation.  It boosts your cash flow, because they fix a residual value for the equipment that reduces your payments.

Operating Lease Benefits

  • Improve your cash flow - we will fix a residual value that reduces your payments
  • You can remove valuable assets off your balance sheet to help your profits
  • You can offset your payments against taxable profits
  • You may be able to reclaim VAT on the monthly rentals
  • Get total peace of mind by combining this option with one of our service, repair and maintenance contracts
  • You can finance both new and used equipment with this option

Operating Lease Terms

  • Choose a payment period of up to 60 months that suits you - Cat Financial will consider longer terms upon request
  • Cat Financial offers payment flexibility, generally this is monthly but will consider other options
  • You may be able to extend the lease at the end of its term
  • You can also choose to include various service and maintenance programmes


Operating Lease Quote

So let us help you to get working now.  Request Quote.  

Hire Purchase

Equipment ownership at the end of the term. Fixed monthly payments over an agreed period. Full VAT payable upfront.

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Finance Lease

Offset the cost of the instalments against taxable profits.

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